Car Insurance Companies

CAR INSURANCE

It is no surprise there are a vast number of car insurance companies in South Africa, with hijackings occurring more then 12000 times a year and road accidents taking place almost 500 000 times a year, people need to be prepared.

Corruption has brought many inexperienced drivers onto the roads and many unworthy vehicles into play. Insuring your vehicle is a must as these statistics prove to you just how high risk is in theft and damage of vehicles. Here are alternative companies that insure vehicles if you are unhappy with the premiums or excesses you had to pay for.

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CAR INSURANCE COMPANIES IN SOUTH AFRICA

hollardlogo-3

1. OVERVIEW

Providing cover for over six million people, Hollard is the countries largest privately owned insurance company. Free from institutional shareholders and banks, this insurer has over a thousand employees who are completely engaged and fanatical about their products and services.

They have expanded their policy around the globe in countries like China, India, Zambia, Mozambique and Australia. Their website even has an insurance calculator that will estimate a cover plan according to your age and which policy you would be interested in joining. For any more enquiries, you can contact Hollard on 0800 601 016.

2. PUBLIC RATINGS

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75 percent of the clients were highly pleased with Hollard.

10 percent of the people were displeased with Hollard.

15 percent stated that their service was average.

Complaints: People have had several issues and time delays on claims.

Autogeneral

1. OVERVIEW

Started out in 1985, AutoGen prides themselves on their professional outlook in insuring all types of vehicles. They provide flexible plans by providing different types of products that suit different types of people in South Africa.

Their comprehensive plan provides excellent benefits at no added cost and these include entertainment, medical, road, trauma, home and legal assistance. They have formed an alliance with Tracker, one of the best car tracking companies around the world, restoring most vehicles that have been stolen. For a quote, you can contact them on 0860 25 25 71.

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50 percent of the customers found their services top quality.

20 percent of the people were frustrated with Autogen.

30 percent voted their service average.

Complaints: Premiums are high and if a premium was not paid one month, an initiation fee is charged along with the missed premium for that month.

aa-insurance

1. OVERVIEW

The AA is an Auto and General insurance company offering quality products at highly competitive prices. Enrolling in their policy will automatically make you a member of their road care assistance. If any breakdowns, accidents or fuel shortage occurrences had to take place, you would be aided in a short period of time.

Customer reviews are rated very high as the AA have always added a little extra to show their customers they really do care. Many instances have taken place where customers received free oil changes when they needed to inspect their brakes, the right type of insurer you want. You can contact them on 0860 34 63 61.

2. PUBLIC RATINGS

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90 percent of the clients were pleased with AA.

7 percent of the people were displeased with the AA.

3 percent voted their services fair.

Complaints: Customer care unorganized and installments are high.

miway

1. OVERVIEW

Mi-way is passionate about providing excellent services to their customers. They offer three simple methods of obtaining a quote, you can call them, they can call you or you can obtain this information online. They offer further protection against car accidents by providing a designated driver to take you home if you have had too much to drink.

They will be at your location within 45 minutes and this service costs R2000 a year and you are allowed 6 free trips before getting charged extra. Mi-way clients can enjoy free windscreen repairs for chips or cracks and receive discounts on ADT installation and rentals. If you stay on board for three years, you will receive a cash reward that will be paid straight into your bank account, whether you have claimed from them or not. Their contact details are 0860 64 64 64.

2. PUBLIC RATINGS

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65 percent of the customers loved Miway.

16 percent of the people disappointed with Miway

19 percent found their services normal.

Complaints: Increased premiums without notice and poor customer service.

budget-insurance-logo

1. OVERVIEW

Budget provides their customers with low premiums and simple plans. You have 3 simple policies to choose from if you wish to insure your car: Comprehensive, Third Party with Fire as well as Theft and Third Party alone.
The first plan fully covers your car from theft and damage as well as third parties involved. The second plan covers your car from specified damage and theft as well as third parties involved.

The last plan covers only third parties, this is usually for cars that are fully paid for and have a low value. Budget offers a cash reward program to their clients for referring new members. Only a simple email would be required for the suggested person and they would take care of the rest. You can contact Budget on 0860 25 25 46.

2. PUBLIC RATINGS

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3. PUBLIC SATISFACTION

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45 percent of the clients were content with Budget.

25 percent of the people with unconvinced that Budget is a quality insurer.

30 percent found their service reasonable.

Complaints: People were unhappy with their low cover.